Okay. This is a strange situation. It's not me buying the car, or my father. It's my boyfriend who is buying a Jeep, and his father is being an ******. So my boyfriend is doing the Cash for Clunkers thing. Great since he bought his truck 5 years ago for $3,000. So either way he's making a profit. So back when he was going to get $3,500 for the program, his dad said that's fine. My bf's 22, they just never transferred the title into my bf's name. So his dad has to "buy" it under his name, to get the credit. My bf's dad said yes. Oh, and he lives an hour and 45 minutes away. So his dad said that's fine.
Yesterday my bf and I went to the dealer and found out he could get double, and get $4,500! So he would be $9k off a new car. He called his dad, and his dad now said it was a stupid idea and he refuses to sign for it! Then my bf went online and found more rebates the dealer didn't know about. He may be able to get another $5k off!! So my bf can get a tricked out $25k car for $11k, not counting the $4k he is putting down!!! But his dad said it's a stupid idea and he should just wait until May and get a good used vehicle. He won't even be able to find a truck/jeep for that cheap used and a couple years old! And not to mention buying new comes with warranties!!! There's even a friggin' touch screen in the Jeep!!!!! With a 30GB hard drive!!!! For $11k!!!!!!!!!!! And my bf's dad said that it's a waste of money and that it'd be stupid, he should just buy used.
HOW ON EARTH can we convince this STUPID AND ARROGANT idiot father to come up and sign the loan for his son's car?! Please note that his dad is not the nicest dad in the world. It's more like he's a landlord and his son is just a guest sometimes. He currently has a screen name saying that my bf owes him $1.67. And he's a grown man who plays video games all day naming characters with the word "butt" in it, and watching Spongebob, yet he calls me immature because I laugh at his lame jokes to be polite, and I have a GPS. So it's not as easy as it sounds.
My bf makes more money than his father does. Basically his dad's overtime is my bf's regular pay. So it can't be that he is worried about his credit score. Or it could be, but my bf's dad is a certified idiot. So how could we get around that if that is the case? My bf's payments on a 6 year loan would be like $150 or less, with what he's putting down.
We need help soon! We need to go pick it up this Saturday morning before it's gone! They only have one of those Jeeps within about 50 miles!!!! And it's one of the few vehicles eligible for the Cash for Clunkers program!
Thanks.|||First of all, your attitude towards his father is bad. Fix it. His father doesn't sound all that stupid or arrogant to me, A debt obligation is something that can get out of hand, particularly if there is a third party (your bf) involved, and six years is a long time to be paying for something you may regret in two or three years. I used to see a lot of late model Trans Ams (with the T-top!) with a baby seat in the back and a "For Sale" sign in the window. Have you checked to see what the INSURANCE is going to be on an open car for a 22-year-old?
Your bf is 22. He doesn't need his father to buy a car, and he doesn't need to be in such a rush to buy ANY car. Car dealers just ADORE customers who are about to wet their pants if they can't get the latest Bulgemobile SUX 9000 Limited Edition. Does your bf REALLY want to be a customer like that? When I was selling cars we called those marks, uh, CUSTOMERS "lay downs," because we knew they would just lay down and take whatever we give them.
Both of you need to back up, cool off, and go looking on your own for a car. If you can't swing the deal yourselves then you stick with what you've got, and actually, your bf father is right about waiting until May to get a better deal. But at 22 it's time your bf started standing on his own two feet financially, and stay out of debt! If he reallyreallyreally needs transportation, there are bazillions of vehicles out there for $4,000, AND he'll be carrying CASH, which talks a LOT LOUDER than "financed."
Now then, pray tell what does GPS have to do with your maturity?|||No, I'm with the father on this one. The more he signs for, the more he's liable for.
Your boyfriend wants his father to finance him looking cool. Time he and you learned the true value of money.|||tell him you are thinking about being a stripper to cover expences|||It sounds to me like you are being very disrespectful of a man who was being generous. He owes his son nothing but you are being a snot about him setting rules on what he'll do. I don't think I'd even allow somebody like you in my house, but that's another subject.
Bottom line, it's his credit, his house, his choice to make. Your attitude is utterly unacceptable about it. Get over it and move on.|||wow. Are you angry or what . Do yourself a favor. Deal with your own life and like your BF man up for his self. you have your nose so far up his bizzz at you can see his dad coming.|||Why do you need a six year loan on $11000 loan? Sounds like your boy friends father has had other financial dealings with his son and doesn't wany yo do it again. Calling his dad stupid,arrogant abd an idiot. Is you bf still living at home? You mention he word "land lord." First thing is to move out from under his roof. Especially since he is doing better financially. How about help from your family? Leave the man alone|||Wow. This is a lot of information.
Get the title from the dad; go to the DMV and pay the title transfer fee to have it in your boyfriends name. That's it! Then you take the car and do what you want with it, and daddy dearest does not get involved.
The only reason I can see that you are wanting to use the father is because the BF's credit score is low and he needs a co-signer. With all of the rebates they are offering and with the large down payment, the BF should get approved instantly. Good luck!|||I think you need to mind your own business and let your boyfriend handle this. After all, it is his father so they need to work it out between the two of them. If the father says no, then that's it. The answer is no. You mention your boyfriend makes more than his father...then why isn't he living on his own? I think that would be far more important than buying a new car.
And so what about this jeep? A touch screen? GPS? Do you really need those things? Cars are for driving, not living in unless you are homeless and have no choice. When you're driving, you have enough distractions on the road, you don't need a lot of gadgets to get you more distracted.
The father may be a prick but, in this case, I think he is doing the right thing and you boyfriend needs to grow up a bit. If he doesn't get along with his father and his father is so evil, he needs to get his priorities straight and move out. The jeep will have to wait until he can afford it on his own.
And since when does a Jeep last forever? Your boyfriend isn't the only one who needs to grow up.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment